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A relaxed, no-pressure conversation to help you understand your options and plan your next move with confidence

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Meet Your Brokers

Justin Warwick

Joint Director & Finance Broker

Justin works closely with self employed clients and property investors, particularly where lending structures are more complex or policy driven. He is known for his analytical approach, strong policy knowledge, and ability to find solutions that others may have overlooked.

Clients who book with Justin are usually seeking clear strategy, detailed assessment of options, and a broker who will work through complex scenarios with confidence and care.

Justin Warwick, Director and Mortgage Broker at Shoreline Lending, pictured near the Central Coast coastline
Wade Picken, Director and Mortgage Broker at Shoreline Lending, pictured near the Central Coast coastline

Wade Picken

Joint Director & Finance Broker

Wade works closely with first home buyers, first-time investors using equity, existing clients, and small business owners seeking practical finance solutions. He specialises in government schemes, clear lending strategies, and guiding clients through each stage of the process with calm, structured support.

Clients who book with Wade are typically looking for clear explanations, ongoing guidance beyond settlement, and a broker who stays involved as their plans evolve.

Real People. Real Results. Strategic Mortgage Advice

Helping Australian homeowners, first-home buyers and property investors navigate their lending with clarity and confidence.

Whether you’re buying your first home, upgrading to a family property, or building wealth through property investment or an SMSF, we provide strategic lending advice tailored to your goals.

We work with first-home buyers, families, self-employed business owners, tradies, healthcare professionals, and experienced investors, delivering clear, practical guidance at every stage of the loan process.

No matter your situation, you’ll receive smart, tailored mortgage advice designed to help you make confident property decisions—now and into the future.

Advice that’s smart, strategic, and tailored.

We Can Help You Make the Right Move
If you’re considering buying, upgrading, investing or refinancing, we’re here to help you map out your next steps with clarity and confidence.

Book your free home loan strategy session or contact us anytime — no pressure, just expert guidance.