We Make Your First Investment Property Possible

Helping Central Coast homeowners unlock their home equity to buy their first investment property – without the stress.
From tailored loan strategies to settlement support, we make the journey smoother so you can focus on building your future wealth.

Meet Your Brokers – Justin & Wade

Justin Warwick and Wade Picken, Directors and Mortgage Brokers at Shoreline Lending, pictured near the Central Coast coastline
Our Lending Services

Lending Solutions for Every Financial Journey

Helping first-time buyers, investors, SMSF, commercial, and small business clients access tailored lending solutions.

Investment Property Loans

For first-time and seasoned investors—competitive rates, low-doc options, and expert guidance to grow your property portfolio.

First Home Buyers

Buying your first home? We simplify the process with expert guidance, competitive rates, and tailored loan options.

Refinancing Made Simple

Looking to refinance? We help you secure flexible loan options, better rates, and tailored solutions to suit your needs.

Home Loans for Your Next Move

Planning your next move? Whether upsizing or downsizing, we help you secure a home loan with the right rates and guidance.

Commercial & Equipment Finance

Looking for flexible business or equipment finance? Get competitive rates and expert guidance to fund your next move.

SMSF Loans Made Simple

Need an SMSF loan? Get competitive rates and tailored solutions for your self-managed super fund investment strategy.

How It Works – Your Loan in 3 Simple Steps

We make the process easy so you can focus on your future.

1

Chat With Us

Book a free consultation to discuss your goals and options.

2

We Find the Right Loan

We compare lenders and negotiate the best deal for you.

3

You Get Approved

We manage the paperwork and guide you through settlement with ease.

Stay Informed with Expert Insights

Real People. Real Results

Strategic mortgage advice for homeowners, first-home buyers and property investors across the Central Coast

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Monique Sales
17 September 2026
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Justin is a phenomenal broker, he made the refinancing process quick and simple. Even when challenges arose and timelines became constrained he moved swiftly and gave us plenty of reassurance throughout the journey. We highly recommend Justin and will absolutely be using him for all future lending.
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Shannon Wood
17 September 2026
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Wade is so good to work with, very knowledgeable and patient. Thank you for sharing your knowledge Wade and helping me get the best loan
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Austin Hunter
16 September 2026
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Highly recommend Shoreline. Wade was fantastic at helping me secure suitable financing for my first property investment and educating me along the way. Learnt loads through the process and was able to secure a much better outcome than I could have on my own. A very smooth process and great to work with!
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nicole picken
16 September 2026
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We had a great experience with Wade and Justin at Shoreline Lending. They made the whole home loan process easy to understand, kept us updated and were always available when we had questions. Their advice was clear, practical and tailored to our situation, rather than making us feel like just another application. If you’re looking for a knowledgeable and approachable mortgage broker on the Central Coast, we would happily recommend the Shoreline Lending team.
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Nicole Davidson
2 September 2026
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Working with Justin on our mortgage has been an absolute breeze. He has walked us through everything at each step. Not only that he managed to get us a fantastic rate for our home loan which was even better than we were expecting. The entire process has been so easy and stress free!
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Jay Knowling
26 August 2026
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Wade was great to deal with! He made the loan process easy, straightforward and stress free. Great communication and always happy to help. Highly recommend Wade!
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Joel Perrin
21 August 2026
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Very helpful
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Justy
17 August 2026
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Second time round using Wade from Shorline 100% would recommend to everyone!
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Julie McLeod
14 August 2026
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Wade made the process easy, great communication and felt like I had support for the stress free loan process. Highly recommend.
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Barry Morgan
13 August 2026
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Wade was extremely helpful and patient with us throughout the process of organising bridging finance for our purchase. The whole process was completed in less than 4 days. Can't say enough about the service
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